August 24th, 2009
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Credit Report Contents
All of us have probably been informed that our credit report is a very important document. Its importance will increase if we have been denied credit and realize that we must repair poor credit.
You need to know that there are actually three major credit reporting agencies. These are: TransUnion, Equifax, and Experian. It is possible to receive a free copy of the report from each agency once a year. See freeannualcreditreport.com for information on how to obtain the three copies. You need all three because differences may be apparent.
Written by Rob Kosberg on August 24th, 2009 with no comments.
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What Your Credit Score Says About You
For a three digit number, your free credit score sure can say a lot about you to the world. Since banks and lenders look at your free credit score when you request a loan, it can have a huge effect on your major buying decisions. Buying a home, getting a car, refinancing - if your free credit score is too low, you can kiss those things goodbye.
Written by Rodger Strouden on August 24th, 2009 with no comments.
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